As GotoSailing.com, we've partnered with Pantaenius to offer you additional charter insurance packages for your bookings with us. You can select one of the charter insurance packages provided by Pantaenius that perfectly suits your needs.
Please Note
The insurance cover is only provided for the private use of a charter yacht. A paid skipper will not be covered. The policyholder can only be an individual.
Persons who are domiciled in the European Union, Switzerland, the United Kingdom (UK), Norway or Iceland can be insured. For fiscal/legal reasons, policy holders may not be persons who are domiciled in the United Kingdom (UK), Italy and/or have Italian citizenship. Such persons may however be co-insured as crew members or skippers.
As the policyholder, you can claim your insurance directly from Pantaenius. GotoSailing.com is not the insurer and any claims should be requested directly from Pantaenius.
Charter Insurance Packages
Bond Insurance Plus
- Different sums of coverage available
- Can be taken out separately or as a supplement to your charter package
- Can only be selected once per booking. If higher bond insurance is required, you can repeat the process.
- Conclusion is possible up until the day of departure.
- Цена - Начиная с € 71.43
All premiums specified here are net premiums. The currently valid national insurance tax in your country of residence shall be calculated. This may result in different premiums.
*Applies to the Trip Cancellation Costs Insurance. The minimum deductible is EUR 100 per person, per claim. The minimum deductible in the case of sickness is 20 percent of the refundable claim.
**For insurance reasons, the charter packages do not include travel health insurance for customers residing in Switzerland. The insurance premiums are adjusted accordingly.
Package Details
If you want to insure your upcoming charter trip and you have already taken out Travel Abroad Health Insurance as well as Personal Accident Insurance, the Charter Package Basic suits your needs best. In addition to a compulsory Skipper Liability Insurance, this package includes a Trip Cancellation Costs Insurance and the protection of your charter costs against the insolvency risk of your charter agency.
Skipper Liability Insurance
- Sum insured for personal injury and/or property damages: € 3,000,000
- Pecuniary damages: € 250,000
- Security deposit in the event of temporaryseizure in a foreign harbour: € 50,000
- Follow-on charters (loss of revenue): € 20,000
- Hotel and transport costs following loss: € 1,000
Trip Cancellation Costs Insurance
- Max. total indemnification: € 10,000
- Charter cost protection included
For those who wish to protect their charter fee against the charterer's insolvency: Charter Package Silver. Now with a Bond Insurance up to € 1,500
Skipper Liability Insurance
- Sum insured for personal injury and/or property damages: € 3,000,000
- Pecuniary damages: € 250,000
- Security deposit in the event of temporaryseizure in a foreign harbour: € 50,000
- Follow-on charters (loss of revenue): € 20,000
- Hotel and transport costs following loss: € 1,000
Trip Cancellation Costs Insurance
- Max. total indemnification: € 10,000
- Charter cost protection included
Bond Insurance
Are you looking for all-round protection during your upcoming charter trip but you already have a Personal Accident Insurance? Choose the Charter Package Gold.
Skipper Liability Insurance
- Sum insured for personal injury and/or property damages: € 3,000,000
- Pecuniary damages: € 250,000
- Security deposit in the event of temporaryseizure in a foreign harbour: € 50,000
- Follow-on charters (loss of revenue): € 20,000
- Hotel and transport costs following loss: € 1,000
Travel Abroad Health Insurance**
- Treatment, medication, repatriation costs included
- Funeral expenses, transportation costs: € 12,000
Trip Cancellation Costs Insurance
- Max. total indemnification: € 10,000
- Charter cost protection included
Bond Insurance
You do not want to leave anything to chance? The Charter Package Premium offers all-round protection and includes all recommended insurances for your next trip.
Skipper Liability Insurance
- Sum insured for personal injury and/or property damages: € 5,000,000
- Pecuniary damages: € 250,000
- Security deposit in the event of temporaryseizure in a foreign harbour: € 50,000
- Follow-on charters (loss of revenue): € 20,000
- Hotel and transport costs following loss: € 1,000
Travel Abroad Health Insurance**
- Treatment, medication, repatriation costs included
- Funeral expenses, transportation costs: € 12,000
Trip Cancellation Costs Insurance
- Max. total indemnification: € 10,000
- Charter cost protection included
Personal Accident Insurance
- Max. total indemnity for disability-, deathbenefit: € 150,000 /€ 75,000
- Salvage costs: € 50,000
Bond Insurance
You can optionally supplement your Charter Package with the Bond Plus. While the rest of the insurance cover remains unchanged, Bond Plus increases the existing bond insurance by an additional optional 1000, 2000, 3000, 5000, 8000, 10.000 or 15.000 Euro. You can also book the product Bond Plus separately from the rest of the offered packages. A separate conclusion is possible till the day of departure! Please note that Bond Plus can only be selected once per booking process.
Benefits Inculded in Charter Insurance
Skipper Liability Insurance
Skipper's liability insurance covers damage that is caused to third parties through the use of the chartered motor or sailing yacht and tender by the skipper and crew. Included in the insured risks are damage to other ships and to harbour or jetty installations. Damage arising from gross negligence on the chartered ship and not covered by the lessor's hull insurance is also included. Also included are cover for cancellation of charter, confiscation, hotel and transport costs and financial loss.
Trip Cancellation Costs Insurance
Return journey cost insurance reimburses any contractually payable charter cancellation costs and outward and return travel costs arising from the non-availability of a non-commercial skipper or of one or more crew members, or, if the journey is abandoned after commencement, any additionally incurred return journey costs and the relevant portion of the charter costs.
Travel Health Insurance
In addition to costs of medical treatment, medication and admission to hospital, foreign travel health insurance reimburses any return ambulance transport to the home country or repatriation costs in case of death.
Charter Cost Protection
Изменения в этом бронировании могут быть произведены только агентством или оператором.
Personal Accident Insurance
The accident insurance in the charter package provides cover in cases of death and invalidity, including a number of aspects that are not protected by general accident insurance. Skipper and crew are insured during private use of the chartered yacht, tenders and watersports equipment and for trips ashore of up to 48 hours.
Bond Insurance
Bond insurance covers the financial risk in cases where the lessor retains the bond provided, in full or in part –whether or not this is justified.
Product Information & FAQ
PRODUCT INFORMATION FOR CHARTER PACKAGES
Before going ahead with your booking, please read the important product information on booking deadlines and the package prices here.
- Please note that you can only finalise a charter insurance contract within 21 days after you have signed the charter agreement or if your charter is due to start in more than 30 days’ time. Insurance cover exists for one charter voyage of up to 28 days for the skipper and a maximum of 9 crew members.
- All premiums specified here are net premiums. The currently valid national insurance tax in your country of residence shall be calculated. This may result in different premiums.
- You can optionally supplement your Charter Package with Bond Plus. While the rest of the insurance cover remains unchanged, Bond Plus increases the existing bond insurance by an additional optional 1,000, 2,000, 3,000, 5,000, 8,000, 10,000 or 15,000 Euro. You can also book Bond Plus separately from the rest of the offered packages. The separate conclusion of Bond Insurance Plus is possible until the begin of your charter period. Please note that the insurance cover will not be effective before we receive your online application. A confirmation of your application usually takes only a few minutes.
- Persons who are domiciled in the European Union, Switzerland, the United Kingdom (UK), Norway or Iceland can be insured. For fiscal/ legal reasons, policy holders may not be persons who are domiciled in the United Kingdom (UK), Italy and/or have Italian citizenship. Such persons may however be co-insured as crew members or skippers.
- For insurance reasons, the charter packages do not include travel health insurance for customers residing in Switzerland. The insurance premiums are adjusted accordingly.
WHAT TIME RESTRICTIONS ARE THERE TO BEAR IN MIND WHEN BOOKING A CHARTER PACKAGE?
The application for insurance coverage can only be made within 21 days of signing the charter application or no less than 30 days before the start of the voyage. The additional bond insurance “Bond plus” can be applied for right up to the date of the voyage.
WHAT TIME RESTRICTIONS ARE THERE TO BEAR IN MIND WHEN BOOKING BOND INSURANCE PLUS?
The conclusion is possible until the takeover of your chartered yacht. Please note that the insurance cover will not be effective before we receive your online application. A confirmation of your application usually takes only a few minutes.
WHEN DOES THE INSURANCE COVERAGE COME INTO EFFECT?
Trip cancellation insurance comes into effect on the date listed in the insurance policy, whereas travellers’ health insurance comes into effect upon crossing the border. In all other cases the insurance will come into effect as soon as the charter voyage begins.
HOW LONG DOES THE INSURANCE COVERAGE LAST?
The cover is valid for the skipper and a maximum of nine other crew members for a journey lasting a maximum of 28 days.
WHEN DOES THE INSURANCE EXPIRE?
The cover is valid for the skipper and a maximum of nine other crew members for a journey lasting a maximum of 28 days.
WHO IS NOT COVERED BY THE INSURANCE?
Persons who are domiciled in the European Union, United Kingdom (UK), Switzerland, Norway or Iceland can be insured.
For fiscal/legal reasons, no policy holders are permitted to be permanent residents or citizens of the United Kingdom (UK) or Italy. Such persons may, however, be covered as crew members or skippers. The insurance only extends to the private use of the yacht by the charterer. Skippers who are embarking on voyages for reasons other than sport or leisure are not covered by the insurance.
CAN I CANCEL MY CHARTER INSURANCE?
You may withdraw the contract within 14 days with no explanation required (i.e. via letter, fax, or e-mail to Pantaenius). This is outlined in section six of the General customer Information.
CAN I SWITCH FROM ONE CHARTER POLICY TO ANOTHER?
Your charter insurance must be withdrawn within 14 days of purchase, only then can you select a different policy. After 14 days it is no longer possible to change policies.
WE ARE PLANNING ON TAKING MORE THAN TEN PEOPLE WITH US ON BOARD. WILL WE NEED ADDITIONAL CHARTER POLICIES?
Yes, in order to provide you with adequate insurance coverage, additional insurance policies will be required. Should you choose not to insure the extra persons, please let Pantaenius know how many people in total will be on board and for how long.
CAN I MAKE CHANGES TO THE CREW LIST DURING THE VOYAGE?
No. When it comes to the crew list, any and all additions, changes and deletions can be made online at Pantaenius up to one day before the start of the voyage. Please be sure to fill out the crew list completely. Only crew members who are listed by name are considered to be covered.
I DON'T HAVE A FULL CREW YET, CAN I STILL BUY A CHARTER POLICY?
Yes, when it comes to the crew list, any and all additions, changes and deletions can be made online at Pantaenius up to one day before the start of the voyage, or as you become aware of them.
IS IT POSSIBLE TO INSURE A BERTH CHARTER?
No, the coverage is valid only for policies in which the entire yacht is chartered (no berth charters).
No, it is not possible to apply for insurance coverage for visitors.
DOES THE POLICY HOLDER ALSO HAVE TO BE SKIPPER?
DOES THE POLICY HOLDER HAVE TO BE ON BOARD?
No the policy holder does not necessarily have to be a member of the crew.
ARE SALVAGE COSTS INCLUDED IN THE INSURANCE?
Salvage costs are included in the skipper’s liability insurance, so long as they take the form of liability claims. Please remember that the skipper’s liability insurance is a subsidiary coverage, meaning that it comes into effect only when other insurances do not, for instance the ship’s liability insurance.
IS HOTEL ACCOMMODATION COVERED BEFORE OR AFTER THE VOYAGE?
Hotel accommodation is not covered before nor after the voyage. However, in the event of a claim, hotel and transportation costs will be reimbursed up to EUR 1,000.
WHAT HAPPENS IF THE SKIPPER IS UNABLE TO SAIL?
If the skipper is unable to sail for whatever reason, a complete cancellation of the charter voyage is covered. In the case that the co-skipper is unable to sail, coverage is only extended in cases where the charter cannot legally be boarded without the co-skipper named on the crew list being present, as is the case in Greece. In both cases, an effort should be made to find a replacement.
WHAT HAPPENS IF A CREW MEMBER IS UNABLE TO SAIL?
If one or more insured crew members are unable to sail, their partial charter costs as well as the cancellation costs for their transport to and from are covered.
DOES PANTAENIUS PENALISE FOR UNDERINSURANCE IN THE BOND PLUS INSURANCE?
No, Pantaenius won't penalise you for under insurance in the bond insurance. Pantaenius reimburses the agreed sum in case your security deposit is withheld by the charter fleet operator even if the actual deposit sum exceeds the sum insured in your Bond Plus insurance.
